For IT Contractors, securing a Buy to Let mortgage, let alone getting the borrowing at a reasonable rate can be difficult. For many years, it’s been a frustrating, time-consuming process. We like to think we’ve changed that.
At Lindon-Travers Associates we specialise in arranging Buy to Let mortgages for UK IT Contractors. Our mortgage advisers know getting a mortgage as an IT Contractor is not always straightforward, so we’ll make sure you that you’ll get expert advice and support throughout the whole mortgage process.
We all know how difficult it is to secure competitive mortgage finance when you:
- don’t have three years history either as self-employed or as a Limited Company
- you’ve just started IT contracting
- your taxable income after expenses does not give sufficient borrowing capacity
- income is paid through an umbrella company
We have the expertise to find a suitable mortgage for your individual needs and circumstances and can in many cases arrange a Buy to Let mortgage simply using a copy of your current contract to verify income for the lender. What’s more, rather than restricting searches for mortgages available to you based on your accounts history it means we may search for competitive mortgages based on your contract rate.
Some Commercial Lending and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.