For UK based IT contractors securing a mortgage, let alone getting the borrowing at a reasonable rate can be difficult. For many years, it’s been a frustrating, time-consuming process. We like to think we’ve changed that.
At Lindon-Travers Associates contractor mortgages we specialise in arranging mortgages for IT contractors in the UK. Our mortgage advisers know getting a mortgage as a contractor is not always straightforward, so we’ll make sure you that you’ll get expert advice and support throughout the whole mortgage process.
We all know how difficult it is to secure competitive mortgage finance when you:
- Don’t have a three year Limited Company or self-employed history
- You’ve just started contracting
- Your taxable income after expenses does not give sufficient borrowing capacity
- Income is paid through an umbrella company
We have the expertise to find a suitable mortgage for your individual needs and circumstances and can in many cases arrange a mortgage simply using a copy of your current contract to verify income for the lender. What’s more, it will be a competitive mortgage based on your contract rate, not your accounts.
All you need to do is let us know how much is your daily rate, along with your contact details, to get an instant indication of how much you could borrow. Then one of our specialist advisers will be in touch shortly in order to confirm.
Whether you are looking to buy your first home, planning to remortgage your existing property or thinking about a buy-to-let arrangement, we can help you find the best deal and support you through the process. Obtaining a mortgage can be a stressful process for anyone, so why not let Lindon Travers Associates contractor mortgages do the hard work for you.
Commercial and Buy to let mortgages are not regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.